Obtain a free credit report from the major credit bureaus (Equifax, TransUnion, Experian) through and carefully examine it for any errors or discrepancies. Can you eliminate unused subscriptions or comparison shop for more favorable rates on home or auto insurance? Small cutbacks can add up to big savings. A common strategy is to follow the 50/30/20 rule, but those percentages may differ for you, depending on your income and cost of living. Money management apps typically provide monthly breakdowns that pinpoint where you might be overspending. Here are five steps to take to boost your financial health and reduce your worries this summer.ĭo you have a budget? Midway through the year is a great time to build one. And while July is a prime time to get outdoors and cash in on any plans you may have-at home or beyond-the reality is that financial concerns (and recent credit interest rate spikes) remain a pain point for many of us. Summer is in full swing and so is peak travel season. Mid-Year Money Checkup: 5 Ways to Boost Your Financial Health
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